A comprehensive repository that bridges the worlds of education and employment by capturing an individual's formal and informal educational experiences, professional development achievements, soft skills, and industry-specific training programs. The approach provides a more complete picture of an individual's abilities and experiences than is available with traditional academic transcripts and resumes. Employers may use the Wallet to verify and assess credentials, skills, and achievements -- this occurs by jobseekers uploading and tagging in multiple formats demonstrations of their skills directly to employers (e.g., a video of a sales presentation or adding a publication to their Wallet).